Welcome To Finance Market

At Finance Market, our objective is to offer you various options that fit your specific requirements of finance for different purposes, whether it is Secured or Unsecured. After knowing your financial details, purpose of utilization of funds and security which can be offered, we help you arrive at a smarter decision of borrowing from the banks/ financial institutions at lowest cost.

About Us

We are Consultants for Corporate and Individual Finance, Secured and Unsecured Business Finance like Project Finance, Working Capital Limits, CC, OD, Home and Mortgage Finance. We provide tailored mortgage and finance solutions to our clients so as to ensure that each package best matches their needs and unique circumstances.

We provide consultancy services for various needs as mentioned below:

  • Unsecured Personal Loans for salaried up to Rs. 1 Crore
  • Unsecured Business Loans upto Rs. 3 Crores
  • Home Loans up to Rs. 25 Crores
  • Loan against property upto Rs 25 Crores
  • Loans for Purchase of Commercial Property
  • Loans against Rent Receivable
  • Working Capital Limits
  • Working Capital OD/CC.LC,BG and Buyer's credit

Products & Services

Home Finance

Home or housing loans are advances made to borrowers who require funds to purchase house/land. They can also be availed of for construction, extension and renovation of houses. Lenders can be Banks or non-banking financial institutions.

Features

Basic Features of such type of Finance

  • These are secured advances.
  • Collateral is usually the property that is being funded. Existing property can also be put up as security.
  • Interest rates are flexible being either Fixed, Floating or a combination of fixed and floating.
  • Interest rates depend on client's profile.
  • Home loan interest rates are lower when compared to unsecured personal advances.
  • The advance can be used to fund property for residential or investment purposes.
  • Amounts offered are higher than under other types of loans; up to 75 to 90% of the property value.
  • Repayments are made in EMIs (Equated Monthly Instalments).
  • Pre-payments are allowed, to reduce liability.
  • They are long-term in nature; tenors usually vary between 5 - 30 years
  • Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  • Co-applicants/joint-applicants are allowed.
  • They qualify for tax benefits as per provisions of the IT Act, 1961 (subject to changes).

Every lender assesses a customer differently but, by and large, the basic criteria a borrower should satisfy to be eligible for a loan are outlined below:

Eligibility

  • Employment: Ability to service interest charges, as reflected in the borrower’s earning capacity, is important. Borrowers should be salaried employees or self-employed persons (professional/non-professional) OR be in employment/business for at least 3 years of which current employment should account for at least 1 year.
  • Income: A minimum income varying between Rs.5 - 7 lakhs would be required. This depends on the nature of employment i.e. salaried or self-employed.
  • Credit Rating: A good credit score is required (a score of 750-900 from CIBIL is considered good). Besides this, a healthy financial background is vital for approval and to determine the interest rate and loan amount.
  • Current Obligation: His payment track record of any Loan which had been taken by the customer in the past, even though currently closed and EMI of any existing loan may be considered while calculating loan eligibility
  • Age: The minimum age at the time of application should be 21 years. Repayments have to be completed before the age of 60 or 65.
  • Security: The collateral offered by the borrower like type of property - commercial/residential or industrial and usage pattern of same.

Loan against Property

Loan against Property or Mortgage Loan or Term Loan all three words are interchangeably used. Basic objective of this loan is to provide finance to Businessmen for specific business needs like Expansion, Diversification, working capital requirement against residential/commercial or Industrial Property. This can be used for specific need like medical emergency or education need.

Features

Basis Features of such type of Finance

  • These are secured advances.
  • Collateral is usually the property that is being funded. Existing property can also be put up as security.
  • Interest rates are flexible being either Fixed, Floating or a combination of fixed and floating.
  • Interest rates depend on client's profile, finacial details and property what he is offering.
  • Expansion, Diversification, working capital requirement against residential/commercial or Industrial Property. This can be used for specific needs like medical emergency or education need.
  • Amounts offered are higher than under other types of loans; up to 60 to 90% of the property value.
  • Repayments are made in EMIs (Equated Monthly Instalments).
  • Pre-payments are allowed, to reduce liability.
  • They are long-term in nature; tenors usually vary between 5 - 15 years
  • Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  • Co-applicants/joint-applicants are allowed.

Every lender assesses a customer differently but, by and large, the basic criteria a borrower should satisfy to be eligible for a loan are outlined below:

Eligibility

  • Employment: Ability to service interest charges, as reflected in the borrower’s earning capacity, is important. Borrowers should be salaried employees or self-employed persons (professional/non-professional) OR be in employment/business for at least 3 years of which current employment should account for at least 1 year.
  • Income: A minimum income varying between Rs.5 - 7 lakhs would be required. This depends on the nature of employment i.e. salaried or self-employed.
  • Credit Rating: A good credit score is required (a score of 750-900 from CIBIL is considered good). Besides this, a healthy financial background is vital for approval and to determine the interest rate and loan amount..
  • Current Obligation: The payment track record of any Loan which had been taken by the customer in the past, even though currently closed and EMI of any existing loan may be considered while calculating loan eligibility
  • Age: The minimum age at the time of application should be 21 years. Repayments have to be completed before the age of 60 or 65.
  • Security: The collateral offered by the borrower like type of property- commercial/residential or industrial and usage pattern of same.

Commercial Property Purchase Finance

Commercial Property Purchase Finance advances made to borrowers who require funds to purchase Shop / Office or any other commercial property. Lenders can be banking or non-banking financial institutions.

Features

Basis Features of such type of Finance

  • This is secured advances.
  • Collateral is usually the property that is being funded. Existing property can also be put up as security.
  • Interest rates are flexible being either Fixed, Floating or a combination of fixed and floating.
  • Interest rates depend upon client's profile, finacial details and property being purchased
  • Amounts offered are higher than under other types of loans; up to 60 to 70% of the property value.
  • Repayments are made in EMIs (Equated Monthly Instalments).
  • Pre-payments are allowed, to reduce liability.
  • They are long-term in nature; tenors usually vary between 5 - 15 years
  • Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  • Co-applicants/joint-applicants are allowed.

Every lender assesses a customer differently but, by and large, the basic criteria a borrower should satisfy to be eligible for a loan are outlined below:

Eligibility

  • Employment: Ability to service interest charges, as reflected in the borrower’s earning capacity, is important. Borrowers should be salaried employees or self-employed persons (professional/non-professional) OR be in employment/business for at least 3 years of which current employment should account for at least 1 year.
  • Income: A minimum income varying between Rs.5 - 7 lakhs would be required. This depends on the nature of employment i.e. salaried or self-employed.
  • Credit Rating: A good credit score is required (a score of 750-900 from CIBIL is considered good). Besides this, a healthy financial background is vital for approval and to determine the interest rate and loan amount.
  • Current Obligation: The payment track record of any Loan which had been taken by the customer in the past, even though currently closed and EMI of any existing loan may be considered while calculating loan eligibility
  • Age: The minimum age at the time of application should be 21 years. Repayments have to be completed before the age of 60 or 65.

Unsecured Business Loans

This borrowing tool can be used by the borrower when he does not have any security and requires money on urgent basis for any business need. In case of unsecured business loan, the banks or other financial institution assess client's ability to repay on the basis of his financials and offer him funds for short term.

Features

Basis Features of such type of Finance

  • This is an unsecured loan so it does not require any security.
  • Interest rates are flexible being either Fixed, Floating or a combination of fixed and floating.
  • Interest rates depend on client's profile, finacial details.
  • Repayments are made in EMIs (Equated Monthly Instalments).
  • Pre-payments are allowed, to reduce liability.
  • They are short-term in nature; tenors usually vary between 3 to 5 years.
  • Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  • Co-applicants/joint-applicants are allowed.

Every lender assesses a customer differently but, by and large, the basic criteria a borrower should satisfy to be eligible for a loan are outlined below:

Eligibility

  • Employment: Ability to service interest charges, as reflected in the borrower’s earning capacity, is important. Borrowers should be salaried employees or self-employed persons (professional/non-professional) OR be in employment/business for at least 3 years of which current employment should account for at least 1 year.
  • Income: A minimum income varying between Rs.5 - 7 lakhs would be required. This depends on the nature of employment i.e. salaried or self-employed.
  • Credit Rating: A good credit score is required (a score of 750-900 from CIBIL is considered good). Besides this, a healthy financial background is vital for approval and to determine the interest rate and loan amount.
  • Current Obligation: The payment track record of any Loan which had been taken by the customer in the past, even though currently closed and EMI of any existing loan is may be considered while calculating loan legibility.
  • Age: The minimum age at the time of application should be 21 years. Repayments have to be completed before the age of 60 or 65.

Working Capital Limit

Working Capital Finance / Over Draft / Cash Credit Facility is given by banks and financial instituitions to fill up the working capital gap of businessmen to smoothen their business. This can be secured against any property or unsecured also.

Features

Basis Features of such type of Finance

  • This may be secured/ unsecured finance.
  • Interest rates are flexible being either Fixed, Floating or a combination of fixed and floating.
  • Interest rates depend on client's profile, financials and the property he is offering as collateral.
  • Repayments are made in EMIs (Equated Monthly Instalments).
  • Pre-payments are allowed, to reduce liability.
  • They are short-term in nature; tenors usually vary between 3 to 5 years.
  • Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  • Co-applicants/joint-applicants are allowed.

Every lender assesses a customer differently but, by and large, the basic criteria a borrower should satisfy to be eligible for a loan are outlined below:

Eligibility

  • Employment: Ability to service interest charges, as reflected in the borrower’s earning capacity, is important. Borrowers should be salaried employees or self-employed persons (professional/non-professional) OR be in employment/business for at least 3 years of which current employment should account for at least 1 year.
  • Income: A minimum income varying between Rs.5 - 7 lakhs would be required. This depends on the nature of employment i.e. salaried or self-employed.
  • Credit Rating: A good credit score is required (a score of 750-900 from CIBIL is considered good). Besides this, a healthy financial background is vital for approval and to determine the interest rate and loan amount.
  • Current Obligation:The payment track record of any Loan which had been taken by the customer in the past, even though currently closed and EMI of any existing loan is may be considered while calculating loan ligibility.
  • Age:The minimum age at the time of application should be 21 years. Repayments have to be completed before the age of 60 or 65.
  • Security: The Collateral offered by the borrower like type of property- commercial/residential or industrial and usage pattern of same.

Project Construction Finance

Project Finance / Construction Finance is given by banks /financial institutes to builders/developers for his routine working capital requirements for his project.

Features

Basis Features of such type of Finance

  • These are secured advances for construction of residential or commercial project
  • Collateral is usually the project being constructed. Existing property can also be put up as security.
  • Interest rates are flexible being either Fixed, Floating or a combination of fixed and floating.
  • Interest rates depends on client's profile, financial details and the collateral which he is offering.
  • Amount offered depends on the cost of construction,normally it is around 50 -75 % of construction cost.
  • Repayments are made in EMIs (Equated Monthly Instalments).
  • Pre-payments are allowed, to reduce liability.
  • They are short term in nature for particular project
  • Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  • Co-applicants/joint-applicants are allowed.

Every lender assesses a customer differently but, by and large, the basic criteria a borrower should satisfy to be eligible for a loan are outlined below:

Eligibility

  • Employment: Borrowers can be only Builders/ Developers doing business for at least 2-3 years.
  • Income: A minimum income varying between Rs.5 - 7 lakhs would be required.
  • Credit Rating: A good credit score is required (a score of 750-900 from CIBIL is considered good). Besides this, a healthy financial background is vital for approval and to determine the interest rate and loan amount.
  • Current Obligation: The payment track record of any Loan which had been taken by the customer in the past, even though currently closed and EMI of any existing loan is may be considered while calculating loan ligibility
  • Age: The minimum age at the time of application should be 21 years. Repayments have to be completed before the age of 60 or 65.
  • Security: The Collateral offered by the borrower like type of property- commercial/residential or industrial and usage pattern of same.

How we can help?

  • Secure best rates & terms for our valued clients
  • Free you from the limitations of raising finance from local Banks
  • Help you understand your finance raising options
  • Compare different financial products of different financiers and one which will lower your cost of raising funds
  • Save you from hassles & complications caused by policy changes at Banks
  • Provide professional one to one service for each of our esteemed clients
  • Provide tailor made solutions for your business

Why Us?

  • Finding a suitable mortgage product while buying a property
  • Ensuring that an investment loan is structured to minimize risk to your assets and maximizing tax deductible
  • Consolidating other debts such as car loans or credit cards to reduce monthly repayments
  • Restructuring of personal or business debt to increase cash flow
  • Paying off a loan sooner by using mortgage reduction strategies
  • Our one to one personalized professional service ensures that you are given the best options in today's complex market to meet all your financial requirements
  • As we have access to the financial products of over 30 lenders, so helping you decide which loan best suits your circumstances is a large part of our responsibility

Testimonials

you get the solution to any and every problem, the client faces. Even if the solution doesn’t exist in the factual world, you bring it from anywhere, but wouldn’t let your client to continue to face the problem.

You literally bring the service to the door step of the client to such level that the client doesn’t need to even look for anything else to get the service completed, i would be happy to recommend you.

Nikhil Jain - Professional

I have found you to be professional and disciplined. Working with you was seamlessly easy.

I am happy with your services and what amazed me the most was your knowledge of the subject matter, which saved a lot of time and ensured that my home loan was quickly processed.

I would not hesitate to refer you to my friends and colleagues.

Biplav Bhattacharya - Professional

Prompt response and continuous updates...we never felt that we were forgotten and never had to do any reminder or inquiry calls.

Disha Pandya - Doctor

The follow up was good and the way you guys explained everything made them clear. I would definitely recommend your services to my friends and colleagues, and if needed will surely contact you for any requirments in the future

Kishore Goswami - Developer

Multiple options and providing service before scheduled time really helped in getting funds faster.

Dinesh Poria - Developer

Finance Market helped us with our Home Loan within shortest possible time which really impressed us. Would not go anywhere else for financing.

Khushali Kansara - Doctor

Our Clients

Get In Touch

We would love to hear from you, if you have any questions, do not hesitate to contact us

Finance Market

805, Akshat Complex, Besides Pakwan Restaurant, Bodakdev, S.G.Highway,

Ahmedabad 380054

Find Us Here

Phone : 079 40022171

Mobile : Kamal Thakkar- 9825642171

Reema Kapoor- 7600011579